Raging in Place

Gen-x aging resources and community

Category: Retirement

Forget the rocking chair and the golf course! Gen X is redefining retirement, with a focus on pursuing passions, exploring new horizons, and living life to the fullest. This section explores financial planning, lifestyle choices, and the exciting possibilities of this next chapter. #Retirement #GenX #FinancialPlanning #Lifestyle

  • Why Aging in Place Specialist Certification Matters Now

    Why Aging in Place Specialist Certification Matters Now

    Decoding the Cost and Value of CAPS Certification

    As we, Generation X, navigate the complexities of midlife, the concept of “aging in place” has become increasingly relevant. Indeed, caught between caring for aging parents and planning for our own futures, understanding the nuances of home modifications is crucial. Therefore, the Certified Aging-in-Place Specialist (CAPS) emerges as a vital resource. But what does it truly cost, and more importantly, is it a worthwhile investment?

    To begin, let’s break down the numbers. The NAHB’s CAPS program, a recognized standard in the industry, offers certification to professionals who specialize in designing and modifying homes for older adults. Here’s a clear breakdown of the costs, extrapolated from the NAHB’s official course expense page: https://www.nahb.org/education-and-events/education/credentials/certified-aging-in-place-specialist-caps/how-to-earn-your-caps

    • For NAHB Members:
      • Course Fees: $1125
      • Certification Fee: $85
      • Total: $1210
    • For Non-Members:
      • Course Fees: $1425
      • Certification Fee: $170
      • Total: $1595

    While these figures may initially appear to be a significant outlay, consider them, instead, as an investment in expertise that can yield substantial returns, both financially and in terms of peace of mind.

    “So, what exactly is a CAPS?” you might ask. A fair question. In essence, a CAPS professional understands the specific needs of older adults within their living spaces. Moreover, it extends beyond simply installing a grab bar. They design for wider doorways, accessible kitchens, and lighting that minimizes the risk of falls. In other words, a CAPS professional assesses the entire picture. Subsequently, they create a comprehensive plan and connect you with the appropriate contractors.

    Undoubtedly, we have all encountered cringe-worthy DIY attempts at “aging in place.” For instance, someone installs a ramp that is excessively steep, or a handrail that is not securely fastened. Conversely, a CAPS professional ensures both safety and functionality, thereby preventing costly mistakes and potential injuries.

    Why, then, does this matter now? We are at a stage where we are contemplating our own futures while simultaneously caring for aging parents. Consequently, we are the sandwich generation, juggling careers, children, and aging parents. Therefore, managing a major home renovation is often an overwhelming prospect. Instead, a CAPS professional provides an invaluable lifeline. Furthermore, this generation is on the cusp of experiencing the largest surge of aging adults in history. Critically, this is not solely about our parents; it is also about our own future.

    Fortunately, finding a qualified CAPS professional is relatively straightforward. The National Association of Home Builders (NAHB) offers a directory of certified professionals. Additionally, networking with healthcare providers, remodelers, and senior-focused organizations can provide valuable referrals.

    Ultimately, the demand for CAPS professionals is poised to increase significantly. As we age, we aspire to maintain our independence and remain in our homes. Whether you are contemplating modifications for your parents or planning for your own future, investing in a CAPS certification or hiring a certified professional represents an investment in peace of mind.

  • Excelsior Springs, Missouri – A Model for Age-Friendly Living

    Excelsior Springs, Missouri – A Model for Age-Friendly Living

    As Generation X considers aging in place, Excelsior Springs, Missouri, offers a compelling example of proactive community planning. The city’s efforts to create age-friendly environments deserve attention.

    Implementing the WHO Framework

    Excelsior Springs uses the World Health Organization’s (WHO) age-friendly framework. This involves assessing and improving community aspects. These include transportation, housing, social engagement, and healthcare. The city prioritizes accessibility and social inclusion. These factors are vital for quality of life as people age.

    Building Accessible Communities

    The city improves infrastructure, like sidewalks and public spaces. This fosters community and keeps older residents active. Digital resources are also integrated. This acknowledges the importance of staying connected.

    Bridging the Digital Divide

    A $5,000 grant funds a technology education program. Senior Center Director Jeff Barge partners with the Mid-Continent Public Library. Training sessions help seniors use digital tools. This reduces isolation from a lack of tech access. This program is important to generation X, as they understand the importance of online resources.

    A Collaborative Approach

    Effective age-friendly planning requires collaboration. This includes local government, community organizations, and residents. Excelsior Springs sets a standard for inclusive communities.

  • A Great Wisconsin Online Directory: A Lifeline for Aging Adults and Caregivers

    A Great Wisconsin Online Directory: A Lifeline for Aging Adults and Caregivers

    Okay, I have to say, I’m really impressed with the online directory concept highlighted at Wisconsin Caregiver. It’s a simple idea, but it’s executed so well, and it’s something I think a lot of us in Generation X, who are juggling aging parents, could really benefit from.

    Essentially, the article points to the growing need for organized, accessible online resources for older adults and their caregivers. And what I particularly like is the focus on creating a sort of “one-stop shop” for vital information. I’ve included a screenshot of the directory from the site, take a look.

    What’s great about this is that it cuts through the clutter. We’re all bombarded with information these days, and when you’re trying to navigate something as complex as elder care, having a curated list of reliable resources is invaluable. The article mentions resources like the National Institute on Aging and the Eldercare Locator, and having them all in one place makes a huge difference.

    For those of us in Generation X, this is especially relevant. We’re at that stage where we’re not just thinking about our own futures, but also about the well-being of our parents. And let’s be honest, it can be overwhelming. Having a directory like this simplifies the process and gives us a starting point.

    I also appreciate the emphasis on digital literacy. It’s easy to assume that everyone is comfortable with technology, but that’s not always the case. By promoting digital literacy, these resources are ensuring that everyone can access the information they need.

    This isn’t just about finding information; it’s about building a community. It’s about connecting people with the support they need to navigate the challenges of aging. And that’s something we can all get behind.

  • Tacoma City Council Seeks Senior Input: A Win for All Ages?

    Tacoma City Council Seeks Senior Input: A Win for All Ages?

    Tacoma’s City Council wants more senior citizens involved. They aim to place at least one person over 65 on each committee, board, and commission (CBC). Tacoma City Council Aims to Boost Senior Involvement in City Committees and Boards This follows talks with older residents. They wanted more input in city affairs. Council Member John Hines led the push. He noted Tacoma’s aging population. Seniors offer unique views, especially on mobility and connectivity.

    Currently, over half of Tacoma’s CBCs lack senior members. The council wants to fix this. They want to use the wisdom of older residents. They want them involved in civic decisions. Council members stressed the value of senior leadership. They recognize their expertise.

    How Does This Affect Generation X?

    This plan helps seniors, but it also matters to Generation X. Many are in the “sandwich generation.” They balance kids and aging parents. Generation X… “The Forgotten Generation” A city that listens to seniors likely helps all ages. Moreover, senior issues today, like healthcare and housing, will affect Generation X soon. Senior voices can lead to better policies.

    Tacoma’s move could inspire other cities. It shows the value of senior contributions. It builds a more inclusive government.

  • Why the Trump Administration Halted This Senior Housing Program & What It Means for You

    Why the Trump Administration Halted This Senior Housing Program & What It Means for You

    The Trump administration’s decision to halt a $1 billion program designed to maintain and improve affordable housing for seniors has sent ripples of concern through aging communities. The program, which provided funding for critical repairs and upgrades to older housing units, aimed to ensure these residences remained safe and livable for their elderly occupants.

    According to the Associated Press report, the halt stems from a review of the program’s effectiveness and funding priorities. While the administration cites a need for reassessment, the immediate impact on seniors living in these properties is undeniable. Many rely on these affordable housing options, and the program’s suspension raises questions about the long-term viability of their living situations.

    For Generation X, now facing the realities of aging parents and their own eventual retirement, this news is particularly relevant. The availability of affordable and well-maintained housing is a crucial component of ensuring a dignified and secure aging process. The halt of this program highlights the ongoing challenges of addressing the needs of an aging population, particularly those on fixed incomes.

    The impact extends beyond individual residents. The program also supported local economies by providing jobs in construction and maintenance. Its suspension could lead to a slowdown in these sectors, further impacting communities already grappling with economic uncertainty.

    The situation underscores the need for a comprehensive approach to senior housing, one that prioritizes both affordability and quality. As Gen X navigates the complexities of aging, this development serves as a stark reminder of the importance of advocating for policies that support the well-being of older adults.

  • RFK Jr.’s Transparency Policy: Reforming Health Agencies?

    RFK Jr.’s Transparency Policy: Reforming Health Agencies?

    Robert F. Kennedy Jr.’s presidential campaign has unveiled a “Transparency and Open Science Policy” aimed at shaking up the status quo in federal health agencies. The policy’s core tenet is demanding full transparency from the NIH, CDC, and FDA, requiring the release of internal studies, data, and communications related to public health decisions. This extends to reforming Medicaid by granting states more flexibility and advocating for alternative treatments, like nutritional interventions, alongside conventional medicine. Furthermore, Kennedy proposes establishing independent review boards to scrutinize agency actions and regulatory decisions, suggesting a move toward deregulation and decentralized healthcare. While emphasizing data integrity and potentially expanding environmental health research, the policy also aligns with Kennedy’s controversial stance on vaccine safety, challenging established scientific consensus and highlighting potential conflicts of interest within regulatory bodies, making it a potentially disruptive force in the landscape of public health policy.

    This policy announcement details RFK Jr.’s commitment to transparency and independent review in federal health agencies, particularly regarding data and decision-making related to public health, though it reinforces his controversial views on vaccine safety.

    https://www.cbsnews.com/news/rfk-jr-transparency-policy-medicaid-nih

  • Funding Bill Snubs Doctors, Healthcare Concerns for the Aging

    Funding Bill Snubs Doctors, Healthcare Concerns for the Aging

    Funding Bill Skips Doctor Pay Fix: What It Means for Gen X

    A recent funding bill in the House of Representatives has sparked controversy. It fails to address cuts to doctors’ pay in Medicare. This omission has angered physician groups. They warn of potential harm to healthcare providers and patients.

    The Core Issue: Medicare Cuts

    The funding patch does not reverse a 2.8% cut to the Medicare conversion factor. This cut took effect on January 1st. The American Medical Association (AMA) is critical of this decision. They argue that this cut, combined with past reductions, will strain physician practices. This is especially true in rural areas. The AMA reports that Medicare payments to physician practices have fallen 33% since 2001. This is when adjusted for inflation.

    The Broader Implications

    The AMA emphasizes that these cuts follow years of payment reductions. Many practices are already struggling. Further cuts could force closures. This would reduce access for 66 million Medicare patients. The American College of Radiology and over 100 other organizations had urged officials to act. They stressed that patients cannot wait.

    The Road Ahead: What’s Next?

    Speaker Johnson aims to pass the bill as soon as Tuesday. This puts pressure on the Senate to support the plan. The AMA and other physician groups are urging lawmakers to reconsider. They want a solution to prevent further cuts. They want to ensure Medicare patients have access to quality healthcare.

    References

  • Analysis: New Push for Health Care Price Transparency Faces Hurdles

    Analysis: New Push for Health Care Price Transparency Faces Hurdles

    Trump 2.0 Health Care Price Transparency: Will It Work?

    A recent article by James C. Capretta, published by AEIdeas, examines the potential impact of President Trump’s new executive order on health care price transparency. Capretta argues the renewed focus on transparency could benefit patients, but significant challenges remain.

    The article highlights two key components of the order: stricter enforcement of existing disclosure requirements and a push for standardized pricing for common medical procedures. Capretta contends these measures could expose pricing inequities within the health care industry, where costs for the same services can vary dramatically.

    However, the analysis points out that simply providing price information isn’t enough. Capretta argues the initiative will only succeed if consumers are incentivized to shop for lower-priced options. He proposes allowing patients to keep a portion of the savings when they choose providers charging less than their insurers’ negotiated rates.

    The piece also suggests exploring similar incentives within Medicare and Medicaid, allowing beneficiaries to share in cost savings when selecting cost-effective providers.

    Capretta accurately summarizes the current state of price transparency efforts, acknowledging both past progress and ongoing limitations. The strength of the article lies in its focus on consumer participation as a critical missing piece. Without it, the author persuasively argues, the potential benefits of price transparency will remain unrealized.

    While the article presents a clear and concise overview of the issue, it could benefit from more concrete examples of how proposed incentives might work in practice. Additionally, a more thorough exploration of the potential obstacles to implementation, such as resistance from insurers and providers, would strengthen the analysis.

    Overall, Capretta’s article provides a valuable contribution to the ongoing discussion about health care affordability. It effectively highlights the importance of empowering consumers with meaningful price information and the right incentives to make informed decisions.

  • Trump’s Social Security Cuts: Potential Impact

    Trump’s Social Security Cuts: Potential Impact

    A recent report by NPR has raised concerns regarding potential cuts to the Social Security Administration (SSA) under a possible second Trump administration. The report suggests the administration may seek further streamlining of government agencies, with the SSA potentially targeted. According to the NPR article, available here, potential cuts could manifest in several ways, impacting various aspects of the SSA’s operations and services.

    Specifically, the report highlights potential staffing reductions, which could result in longer processing times for benefits applications, appeals, and other crucial services. Additionally, the consolidation of SSA offices is a concern, as it could limit access to in-person assistance, particularly for individuals residing in rural areas who may lack reliable transportation or internet access. Furthermore, funding reductions could negatively affect the SSA’s ability to provide timely and accurate information to beneficiaries, potentially leading to confusion and difficulties in navigating the system.

    These potential changes could have significant implications for a broad spectrum of individuals who rely on Social Security. Retirees might face delays in accessing their benefits, while individuals with disabilities could experience longer wait times for approvals and appeals. Families depending on survivor benefits after the loss of a loved one could also be affected by administrative delays or changes in eligibility criteria. Advocates and policymakers are closely monitoring the situation, expressing concerns about the potential impact on vulnerable populations who depend on Social Security benefits as a vital safety net.

  • So far … Fact Check: Trump Actions Did Not Remove Medicare Drug Price Caps

    So far … Fact Check: Trump Actions Did Not Remove Medicare Drug Price Caps

    We will continue to monitor this.

    Claim: A recent social media post falsely claimed Donald Trump increased prescription drug costs by reversing President Biden’s Medicare and Medicaid price caps. Let’s examine the facts.

    Inflation Reduction Act Protections: The Inflation Reduction Act of 2022 established vital price caps on vaccines and insulin for Medicare recipients. Congress passed this law, so an executive order can’t overturn it. These caps remain in place.

    Biden’s Executive Order Repealed: While it’s true that Trump repealed a 2022 Biden executive order, that order only directed HHS to consider future cost-cutting measures. It didn’t establish any current price caps. Therefore, Trump’s action didn’t affect any existing caps.

    Voluntary Reductions Safe: Insulin manufacturers’ voluntary price cuts (down to $35 or less) remain unaffected by Trump’s actions.

    Medicare Negotiations Proceed: Furthermore, the Inflation Reduction Act empowers Medicare to negotiate drug prices. The Trump administration even defended this program in court. This suggests that the lower drug prices, slated for 2026, will likely stay.

    Where Did the 4200% Claim Come From? Before price caps existed, some reports cited potential out-of-pocket insulin costs reaching $1,400 per month. This equals nearly 4,000% of the Inflation Reduction Act’s $35 cap. So, while a high number, it’s related to a potential cost before the caps.

    Our findings align with a comprehensive fact check by USA TODAY, which debunked the claim that Trump reversed Medicare drug price caps. See their in-depth report: https://www.usatoday.com/story/news/factcheck/2025/02/28/medicare-drug-price-trump-fact-check/80724101007/