Category: Housing

  • The Future of Retirement Our Shared Concern

    The Future of Retirement Our Shared Concern

    The dream of a comfortable retirement appears to be dimming for many Americans across all working generations. A recent report from Next Generation Trust, highlighted in their article, “Retirement is a Growing Concern Across Generations of Workers,” underscores a pervasive anxiety about financial security in later life.

    The article points to several key factors contributing to this widespread unease. Inflation, an unpredictable stock market, and increasing healthcare costs are consistently cited as significant hurdles to achieving retirement goals. While these concerns are not new, their compounding effect is creating a more challenging landscape for workers at every stage of their careers. The piece emphasizes that this isn’t solely a challenge for younger generations just starting their savings; even those approaching retirement are re-evaluating their strategies and expectations.

    For Generation X, often described as the “sandwich generation” caught between caring for aging parents and supporting their own children, the implications of this data are particularly poignant. Many in this demographic are now in their peak earning years, yet they are also contending with the accumulated impact of economic shifts over several decades. The prospect of extending working years, or adjusting lifestyle expectations in retirement, is becoming a more concrete reality rather than a distant hypothetical. The article implicitly suggests that proactive planning and a clear understanding of financial realities are more critical than ever.

    The challenges outlined in the Next Generation Trust article necessitate a pragmatic approach. It’s an opportune time for individuals, particularly those in Generation X, to assess their current financial standing, review their retirement accounts, and consider diversifying their investment strategies. Furthermore, exploring avenues for passive income or skill development that could facilitate later-in-life employment might be prudent for those anticipating the need to work longer. The conversation around retirement is no longer about simply reaching a certain age, but about ensuring a sustainable and fulfilling quality of life.

  • Honoring Older Americans Month: A Focus on Aging in Place

    Honoring Older Americans Month: A Focus on Aging in Place

    May marks Older Americans Month, a time dedicated to celebrating the contributions and experiences of older adults across the nation. This year, as many of us in Generation X begin to seriously consider our own futures and the futures of our parents, the theme of “Aging in Place” resonates particularly strongly. It speaks to a fundamental desire for independence and comfort within our familiar surroundings.

    Tacoma/Pierce County Habitat for Humanity offers a powerful example of how this desire can be supported through their Aging in Place and Critical Home Repair program. This initiative isn’t just about fixing leaky faucets; it’s about empowering seniors and disabled veterans in Pierce County to remain safely and independently in their homes and communities.

    Practical Support for Lasting Independence

    The program provides crucial, on-site services, addressing urgent home repairs and making essential modifications. We’re talking about practical solutions like installing wheelchair ramps, grab bars, and railings. These seemingly simple additions can dramatically improve a home’s accessibility and significantly reduce the risk of accidents, allowing individuals to navigate their living spaces with greater ease and confidence. For many, these repairs mean the difference between staying in a cherished home and being forced to relocate.

    As we mature, the thought of leaving a home filled with memories can be daunting. The financial and emotional costs of moving are often substantial. Programs like Habitat’s offer a vital alternative, allowing homeowners to adapt their current residences to meet evolving needs, preserving their independence and connection to their communities.

    Eligibility and Partnership

    To ensure resources are directed where they’re most needed, the program has clear eligibility criteria. Applicants must be Pierce County residents who own and occupy their homes, be at least 60 years old, or a disabled U.S. military veteran. Additionally, household income must fall below 80% of the Area Median Income.

    In alignment with Habitat’s core philosophy, the program also incorporates “sweat equity.” This means recipients are asked to contribute to the work if physically able, and to pay a modest portion (10-30%) of the repair costs, along with a $100 down payment. This collaborative approach fosters a sense of partnership and shared investment in the repair process.

    In a time when many are seeking practical solutions for long-term living, the Tacoma/Pierce County Habitat for Humanity’s Aging in Place program offers a valuable blueprint. It addresses the practicalities of home maintenance and modification while upholding the dignity and independence of older adults and veterans. For those of us navigating the considerations of later life, understanding such resources is paramount.

    Reference:

    Tacoma/Pierce County Habitat for Humanity. (n.d.). It’s Older Americans Month: How Habitat Factors In? Retrieved May 22, 2025, from https://www.tpc-habitat.org/its-older-americans-month-how-habitat-factors-in/?blm_aid=401106

  • Seven Metro Atlanta Communities to Receive Planning Assistance with a Focus on Aging in Place

    Seven Metro Atlanta Communities to Receive Planning Assistance with a Focus on Aging in Place

    The Atlanta Regional Commission (ARC) has chosen seven recipients for its 2025 Community Development Assistance Program (CDAP). This program offers vital planning and technical support to improve life quality across metro Atlanta. The selected projects tackle key regional issues, such as affordable housing and historic preservation. These are especially relevant concerns for the aging Generation X demographic.

    Several awarded projects directly or indirectly support Generation X’s ability to age in their own homes affordably. For instance, Rockdale County will receive ARC staff support for a housing assessment. This aims to plan for growth, offer accessible senior housing, and create varied housing options. Given that many in Generation X are managing care for older parents alongside their own retirement plans, developing accessible and affordable senior housing is essential. It supports their parents’ well-being and their own capacity to age in place.

    Furthermore, Clayton County and the cities of Lake City, Lovejoy, Forest Park, Riverdale, and Jonesboro will jointly receive a $200,000 grant for a housing market analysis. Their goal is to pinpoint areas for improvement and develop strategies for more accessible and affordable housing for all residents. This directly affects Generation X, who are increasingly worried about rising living costs and maintaining their homes as they age. Moreover, the focus on accessible housing aligns with the needs of older adults and those with mobility challenges within this generation.

    In Cherokee County, the Pearidge community will be the focus of a planning study on affordability and historic preservation, with ARC staff assistance. As Generation X increasingly values community character and history, preserving these aspects while ensuring affordability is vital for their long-term well-being and desire to remain in their communities. Additionally, the City of Forest Park will undertake the Blacksville Green Space and Resiliency Plan. This study aims to boost community resilience by creating more green spaces and beautification projects. Access to green spaces and environmental sustainability are increasingly important to Generation X as they consider their long-term health and the livability of their communities as they age.

    While the other awarded projectsโ€”the City of Decatur Heat Mitigation Strategy, the Douglas Boulevard Economic Envisioning Plan (City of Douglasville), and the City of South Fulton Comprehensive Plan Updateโ€”do not directly address aging in place, their efforts to enhance infrastructure, economic vitality, and environmental conditions will contribute to more sustainable and desirable communities for all generations. Consequently, this includes Generation X as they navigate midlife and plan for the future.

    For Generation X, now in their late 40s and 50s, the ability to age in their current communities is a significant consideration. Factors such as affordable housing, accessibility, and available support services are crucial for making this a reality. These CDAP awards represent a positive move towards meeting these needs in the Atlanta region.

  • Alaska and Aging in Place

    Alaska and Aging in Place

    Alaska Offers a Blueprint for Independence

    A recent article from HousingWire highlights Alaska’s proactive approach to supporting its aging population, emphasizing the growing desire among older adults to remain in their own homes as they age. Recognizing the significant increase in Alaskans aged 60 and over, the Alaska Housing Finance Corporation (AHFC) is offering valuable tips and resources to facilitate “aging in place” successfully.

    The core message is clear: with thoughtful planning and home modifications, individuals can maintain their independence, remain connected to their communities, and potentially save on costs associated with assisted living. Jim, a Housing Relations Officer at AHFC, aptly stated, “Aging in place allows seniors to hold on to something deeply personal: their sense of dignity and independence… Older Alaskans want to remain in their homes for as long as possible โ€“ not just because itโ€™s familiar, but because itโ€™s part of who they are.”

    The article outlines practical advice, categorizing modifications into do-it-yourself projects and larger-scale renovations. Simple DIY fixes include adding motion-activated lights for better nighttime visibility, lowering bed frames, switching doorknobs to levers, installing handheld showerheads, removing tripping hazards, and incorporating smart home technology for added convenience and security. For more significant changes, the advice includes installing grab bars and handrails, smoothing uneven flooring, and undertaking accessibility renovations like roll-in showers and widened doorways. The key takeaway is that addressing these modifications proactively, rather than waiting for a fall or other incident, is crucial for long-term safety and comfort.

    What does this mean for Generation X?

    As members of Generation X navigate their 50s and 60s, the concept of aging in place will become increasingly relevant. While retirement might still seem distant for some, the need to consider future living arrangements is approaching. The Alaskan initiative offers valuable insights for this cohort. Many in Generation X value their independence and may prefer to stay in their current homes for as long as possible. Starting to think about potential home modifications now, even if they seem unnecessary, can save significant stress and expense down the line. Furthermore, the emphasis on community connection resonates with a generation that often values its social networks.

    The article underscores the importance of planning and adapting living spaces to evolving needs. This forward-thinking approach aligns with the pragmatic nature often associated with Generation X. By taking note of the advice offered by Alaska, those in this age group can begin to consider how to make their own homes sustainable and comfortable environments for the years ahead.

  • Door County Nonprofit Offers Guidance on Aging in Place

    Door County Nonprofit Offers Guidance on Aging in Place

    For many in Generation X, the idea of staying in our own homes as we age is becoming a real consideration. Indeed, a Door County, Wisconsin, nonprofit is providing valuable resources to help make this happen.

    Do Good Door County is hosting free educational sessions led by experts. These sessions focus on adapting homes for long-term living. Representatives from AARP Wisconsin and Options for Independent Living will be present. They will cover practical home modifications and the use of adaptive tools. Consequently, the aim is to empower people of all ages to maintain their independence and comfort at home.

    Darrin Wasniewski from AARP will guide attendees through the AARP HomeFit Guide. He will offer insights into sensible home updates. Furthermore, Calvin Richtig of Options for Independent Living will demonstrate various assistive technologies. These technologies are designed to simplify daily tasks and enhance safety at home.

    These informative sessions will be held at several locations in Door County:

    Session Locations and Dates

    • May 21: 10 a.m. and 2 p.m. at the Kress Pavilion, 7845 Church St., Egg Harbor
    • June 27: 10 a.m. and 2 p.m. at the Sister Bay/Liberty Grove Fire Station, 2258 Mill Road, Sister Bay
    • Sept. 16: 10 a.m. at the Forestville Town Hall, 7705 County Highway H
    • Sept. 16: 2 p.m. at the Brussels Community Center, 1366 County Road DK

    Implications for Generation X

    For Generation X, many of whom are now dealing with aging parents while also thinking about their own future needs, these sessions offer a proactive approach to planning. Specifically, understanding the available resources and practical modifications can reduce future stress. Moreover, it can lead to a greater sense of control over the aging process. Ultimately, it’s about making informed choices now to ensure a comfortable and independent future at home.

    Reference:

    Door County Pulse. (2025, May 15). Nonprofit Hosts Aging-In-Place Resource Sessions. Retrieved from https://doorcountypulse.com/nonprofit-hosts-aging-in-place-resource-sessions/

  • Revisiting HomeShare: A Golden Opportunity for Independent Living

    Revisiting HomeShare: A Golden Opportunity for Independent Living

    The St. Albert Housing Coalition is revisiting HomeShare, an innovative concept that could significantly benefit older homeowners and those needing affordable housing. First introduced in 2020, matching homeowners with individuals seeking a place to live is again a focus.

    HomeShare offers more than just renting a room. It’s a reciprocal arrangement where homeowners share their homes. This often combines a monthly rental fee with the renter assisting with household tasks. This help can mean reduced or even free rent for the renter. Canada HomeShare, a national non-profit, supports this intergenerational housing option. It aims to help older adults age in place with dignity and independence. It also fosters understanding between generations and provides affordable housing.

    It’s important to know HomeShare doesn’t replace professional home care. Instead, it helps older individuals stay independent in their homes. This is done by finding a compatible housemate to share costs and help with daily tasks. Beyond financial and practical advantages, HomeShare offers social connection and companionship. This can reduce social isolation for both the homeowner and the renter. Students, often seeking affordable housing and willing to help, could especially benefit.

    For Generation X, HomeShare presents an interesting idea. We are navigating supporting aging parents and considering our own future living situations. The possibility of our parents maintaining independence longer, with added companionship, is appealing. Also, with rising housing costs, intergenerational living through a structured program like HomeShare could become a viable option for some.

    The St. Albert Housing Coalition is not just looking at existing HomeShare models. They are actively seeking community input to create a local approach. This ensures the program meets the specific needs and preferences of residents. It will also provide an opportunity for residents to share their thoughts and ideas.

    HomeShare programs typically include operational guidelines. They also manage applications (screening and matching) and offer ongoing support for participants. Often, registered social workers provide oversight. This framework offers security and structure, which can ease concerns about entering such an arrangement.

    This St. Albert initiative highlights a creative solution. It addresses the need for affordable housing and the desire for older adults to age in place with dignity and connection. It’s a concept worth watching and potentially embracing as we and our families navigate aging.

  • Positive Aging in Place Conference Addresses Key Concerns for Tulsa Community

    Positive Aging in Place Conference Addresses Key Concerns for Tulsa Community

    The Tulsa community is set to host a significant event addressing the crucial topic of aging well in one’s own home. The Positive Aging In Place Conference, scheduled for June 4th at OU-Tulsa, aims to equip both professionals and community members with the resources and knowledge necessary to navigate the complexities of growing older while remaining in their familiar surroundings.

    This free, one-day conference features keynote sessions led by Dr. Frances Wen and Suzy Sharp, promising insightful perspectives on positive aging. Attendees can also choose from a variety of breakout sessions covering essential aspects of aging in place. These sessions include practical guidance on utilizing palliative care, ensuring home safety, navigating estate planning and financial considerations, and understanding advanced healthcare planning. Information will also be provided on programs like PACE (Program of All-Inclusive Care for the Elderly) and maximizing hospice benefits.

    The conference underscores a growing awareness of the desire for individuals to maintain their independence and live in their own homes as they age. For those in Generation X, this topic resonates on multiple levels. Many are currently supporting their aging parents through these very challenges, while simultaneously beginning to contemplate their own long-term care and living arrangements. Understanding the resources available and the key considerations involved in aging in place is becoming increasingly relevant for this demographic.

    The topics covered, such as estate planning and advanced healthcare directives, are particularly pertinent for Generation X as they plan for their future and the security of their families. Furthermore, the information on palliative care and hospice benefits can be invaluable in navigating difficult conversations and ensuring compassionate care for loved ones.

    With a limited capacity of 100 participants and the provision of 6.5 Continuing Education Units for LCSWs and LPCs, the Positive Aging In Place Conference signals a commitment within the Tulsa community to proactively address the needs of its aging population. It offers a valuable opportunity for learning, networking, and gaining practical insights into a topic that will inevitably impact us all.

  • Aging in Place Strategy Powers Serenbe’s $1.7 Billion Expansion

    Aging in Place Strategy Powers Serenbe’s $1.7 Billion Expansion

    A significant residential expansion is underway at Serenbe, a luxury community southwest of Atlanta, with a distinct focus on catering to older buyers seeking to “age in place.” Developer Steve Nygren, known for his previous ventures in the Atlanta restaurant scene, aims to nearly triple the number of residences in the Chattahoochee Hills development. The ambitious $1.7 billion project also includes plans for commercial spaces.

    According to a report by the Atlanta Journal-Constitution, Nygren’s vision for Serenbe involves 1,100 new residential units alongside a hotel, offices, retail spaces, restaurants, and civic and educational facilities. The 1,532-acre development’s initial phase will feature 97 units specifically designed for older adults, the 110-room Selborne Hotel, an expansion of the private Terra School, and new arts performance venues. Plans also include 235,000 square feet of commercial space, 75,000 square feet for civic purposes, two school buildings, and up to 180 hotel rooms. A 45,000-square-foot office building is in the works near the hotel, with construction slated to begin once 60% of the space is pre-leased.

    Serenbe, already known for its emphasis on nature and wellness and attracting high-profile residents, secured an $11 million tax break from the Development Authority of Fulton County in 2023 to support this expansion. Despite potential headwinds from rising construction costs and economic uncertainties, the project will be rolled out in phases, with an anticipated completion between 2029 and 2035.

    The focus on “aging in place” reflects a growing trend in senior housing, prioritizing options that allow individuals to remain within their communities as they age. This approach emphasizes accessible housing and services that meet the diverse needs of older adults.

    For members of Generation X, many of whom are now facing the realities of their parents aging and are beginning to consider their own long-term living arrangements, this development offers a glimpse into future possibilities. The integration of housing for various age groups within a community focused on wellness could appeal to those who value intergenerational living and access to amenities that support an active and healthy lifestyle as they age. The emphasis on nature, farm-to-table food options, and wellness facilities within Serenbe aligns with values often held by this demographic.

  • The Future of Senior Housing: It’s Not Your Parents’ Retirement Home

    The Future of Senior Housing: It’s Not Your Parents’ Retirement Home

    Remember those sterile, depressing images that came to mind when you thought of “retirement homes?” Well, toss those out the window. Indeed, the future of senior housing is getting a major facelift, and it’s being driven, in part, by the expectations of a generation that remembers arcades and MTV.

    A recent article from Morningstar (This is the future of senior housing) highlights the seismic shifts underway in the senior living industry. Consequently, it’s no longer about being a “last resort”; instead, it’s about offering a lifestyle choice. Furthermore, to capture the attention of the next wave of residents, the industry needs to get tech-savvy, fast.

    Tech is King (or at least a very powerful Duke)

    Forget bingo night as the sole activity. Instead, we’re talking telehealth integration, personalized service platforms, and smart living environments. Think of it as a high-tech, age-appropriate upgrade. Why? Because the next generation of residents are more educated and technologically advanced than ever before. Therefore, we’re not going to settle for outdated systems and limited connectivity. We expect seamless integration of technology into our daily lives, and that includes where we choose to live.

    Aging in Place? Tech Can Help

    Moreover, the article also points out the increasing desire to “age in place.” Many of us want to stay in our homes as long as possible. Thankfully, technology is making this more feasible, but it also means senior housing facilities need to offer options that compete with the comfort and familiarity of home.

    The Middle Market Squeeze

    Additionally, there’s a growing need for senior housing options that cater to the middle market. Not everyone can afford luxury accommodations, and thus, the industry needs to develop financial models that address this. This is particularly relevant to Generation X, many of whom are still dealing with the financial fallout of previous economic downturns.

    A Multicultural Future

    Beyond that, the senior housing industry is also becoming increasingly diverse. As a result, facilities need to be culturally responsive and cater to the specific needs of multicultural markets.

    The Takeaway for Generation X

    Ultimately, we’re a generation that values independence, technology, and personalized experiences. As we approach our “senior years” (yes, it’s happening), our expectations for senior housing will be significantly different from those of our parents. We’ll be looking for communities that offer a vibrant, engaging lifestyle, seamless technology integration, and options that cater to our individual needs and preferences. The senior housing industry needs to adapt, or risk becoming obsolete.


    References

  • What Transportation Services Benefit Midlife Adults in Tacoma?

    What Transportation Services Benefit Midlife Adults in Tacoma?

    Tacoma’s Ride Forward: Mobility Solutions for Midlife and Beyond

    CoGiR at the Narrows and BeyondRide Forge have partnered in Tacoma to enhance resident mobility. This initiative expands upon BeyondRide’s established transportation solutions.

    For those navigating midlife, maintaining independence is vital. This new partnership in Tacoma addresses the need for accessible and reliable transportation, a service BeyondRide already provides.

    As aging brings subtle changes, improved mobility becomes crucial. It ensures access to healthcare, social events, and community activities, enhancing quality of life. This partnership, leveraging BeyondRide’s platform, fosters independence.

    Tacoma values community connections. Therefore, enhanced transportation options are significant. By prioritizing accessibility, this partnership empowers residents to remain active and engaged, utilizing BeyondRide’s reliable services.